The following items are critical to your loan being completed in a timely manner. Please provide the following items if they apply to you:

• W-2 Forms
• Pay Stub - most recent - 1 month
• Most recent statement (all pages) for banks, mutual funds and IRA's (internet statements are not accepted)
• Name and phone number of insurance agent
• Federal tax returns for the previous 2 years (if self employed or receive commision income)
• Complete copy of bankruptcy papers including discharge
• Divorce decree and separation agreement
• Lease agreements on rental properties
• Proof of child support
• Letter of explanation for gap in employment
• Veteran - certificate of eligibility and DD214
• If using proceeds from the sale of one property to purchase another property, please include an estimate of those net proceeds.